Every refugee who enters the United States with the cooperation of the US government needs a residence visa or green card, social security number, and a work permit to start a new life. Anyone who receives a formal document in the United States has the right to open a current account, savings account, or credit card account at one of the preferred banks in the United States. All government grants will be sent to the same accounts in the rst six months and possibly continue. Also, all purchases, other monetary transactions, taxes, and fees are managed from the same accounts.